By law, you must have at least Third Party Only (TPO) insurance to drive legally in Singapore. Depending on your needs, you can choose from Third Party Fire & Theft (TPFT) or Comprehensive coverage for more protection.
No, standard private car insurance does not cover commercial usage. You must purchase Private Hire Vehicle (PHV) Insurance if you drive for ride-hailing services.
NCD rewards safe drivers with discounts on premiums. You typically earn up to 50% discount for each claim-free year. Claims may reduce or reset your NCD.
Yes, all employers with manual workers or employees earning below the salary threshold must provide WICA coverage as required by MOM.
It protects your business if a third party suffers injury or property damage because of your business activities or on your premises.
Yes, company-owned vehicles require commercial motor insurance to cover accidents and third-party liabilities.
Employers must purchase medical insurance for Work Permit and S Pass holders, covering hospitalisation and surgical expenses to comply with MOM regulations.
Emergency medical treatment, trip cancellations, lost baggage, travel delays, and sometimes COVID-19-related expenses.
While fire insurance is usually included in your mortgage loan, additional home insurance can cover contents, theft, and personal liability.
Maid insurance covers medical expenses and accidents involving your domestic helper. It is mandatory under MOM regulations.
Personal accident insurance covers accidents resulting in death, disability, or hospitalisation, while health insurance covers illness, hospital stays, and treatments.
Pet insurance typically covers veterinary treatment costs for accidents and illnesses, and may include optional coverage for theft or third-party liability.
Contact us as soon as possible. We can assist you through the claims process to ensure a smooth experience.
Yes, you can request quotes through our website or by contacting us on WhatsApp or Email.
It’s a good idea to review your insurance policies annually or when there are significant changes in your circumstances